diff --git a/depends-data/mcp.schema.json b/depends-data/mcp.schema.json
new file mode 100644
index 000000000..38ce78ba7
--- /dev/null
+++ b/depends-data/mcp.schema.json
@@ -0,0 +1,144 @@
+{
+  "$schema": "http://json-schema.org/draft-07/schema#",
+  "title": "MoFox Bot MCP Configuration",
+  "description": "Configuration for Model Context Protocol (MCP) servers",
+  "type": "object",
+  "properties": {
+    "mcpServers": {
+      "type": "object",
+      "description": "Dictionary of MCP server configurations",
+      "patternProperties": {
+        "^[a-zA-Z0-9_-]+$": {
+          "type": "object",
+          "properties": {
+            "description": {
+              "type": "string",
+              "description": "Human-readable description of this MCP server"
+            },
+            "enabled": {
+              "type": "boolean",
+              "description": "Whether this server is enabled",
+              "default": true
+            },
+            "transport": {
+              "type": "object",
+              "description": "Transport configuration",
+              "properties": {
+                "type": {
+                  "type": "string",
+                  "enum": ["streamable-http", "stdio"],
+                  "description": "Transport type"
+                },
+                "url": {
+                  "type": "string",
+                  "description": "URL for HTTP-based transports",
+                  "format": "uri"
+                },
+                "command": {
+                  "type": "string",
+                  "description": "Command for stdio transport"
+                },
+                "args": {
+                  "type": "array",
+                  "items": {
+                    "type": "string"
+                  },
+                  "description": "Arguments for stdio transport"
+                }
+              },
+              "required": ["type"],
+              "oneOf": [
+                {
+                  "properties": {
+                    "type": {
+                      "enum": ["streamable-http"]
+                    }
+                  },
+                  "required": ["url"]
+                },
+                {
+                  "properties": {
+                    "type": {
+                      "enum": ["stdio"]
+                    }
+                  },
+                  "required": ["command"]
+                }
+              ]
+            },
+            "auth": {
+              "oneOf": [
+                {
+                  "type": "null"
+                },
+                {
+                  "type": "object",
+                  "properties": {
+                    "type": {
+                      "type": "string",
+                      "enum": ["bearer", "oauth"]
+                    },
+                    "token": {
+                      "type": "string",
+                      "description": "Bearer token"
+                    }
+                  },
+                  "required": ["type"]
+                }
+              ],
+              "description": "Authentication configuration"
+            },
+            "timeout": {
+              "type": "number",
+              "description": "Request timeout in seconds",
+              "minimum": 1,
+              "default": 30
+            },
+            "retry": {
+              "type": "object",
+              "properties": {
+                "max_retries": {
+                  "type": "integer",
+                  "minimum": 0,
+                  "default": 3
+                },
+                "retry_delay": {
+                  "type": "number",
+                  "minimum": 0,
+                  "default": 1
+                }
+              }
+            }
+          },
+          "required": ["transport"]
+        }
+      }
+    },
+    "global": {
+      "type": "object",
+      "description": "Global MCP configuration",
+      "properties": {
+        "default_timeout": {
+          "type": "number",
+          "minimum": 1,
+          "default": 30
+        },
+        "max_concurrent_connections": {
+          "type": "integer",
+          "minimum": 1,
+          "default": 5
+        },
+        "auto_reconnect": {
+          "type": "boolean",
+          "default": true
+        },
+        "log_level": {
+          "type": "string",
+          "enum": ["DEBUG", "INFO", "WARNING", "ERROR"],
+          "default": "INFO"
+        }
+      }
+    }
+  },
+  "required": ["mcpServers"]
+}
diff --git a/src/plugin_system/core/mcp_client_manager.py b/src/plugin_system/core/mcp_client_manager.py
index de19383fe..bf7713ac7 100644
--- a/src/plugin_system/core/mcp_client_manager.py
+++ b/src/plugin_system/core/mcp_client_manager.py
@@ -6,6 +6,7 @@ MCP Client Manager
 
 import asyncio
 import json
+import shutil
 from pathlib import Path
 from typing import Any
 
@@ -72,8 +73,19 @@ class MCPClientManager:
             Dict[str, MCPServerConfig]: 服务器名称 -> 配置对象
         """
         if not self.config_path.exists():
-            logger.warning(f"MCP 配置文件不存在: {self.config_path}")
-            return {}
+            # 尝试从模板创建配置文件
+            template_path = Path("template/mcp.json")
+            if template_path.exists():
+                try:
+                    self.config_path.parent.mkdir(parents=True, exist_ok=True)
+                    shutil.copy(template_path, self.config_path)
+                    logger.info(f"已从模板创建 MCP 配置文件: {self.config_path}")
+                except Exception as e:
+                    logger.error(f"从模板创建配置文件失败: {e}")
+                    return {}
+            else:
+                logger.warning(f"MCP 配置文件和模板都不存在: {self.config_path}, {template_path}")
+                return {}
 
         try:
             with open(self.config_path, encoding="utf-8") as f:
diff --git a/template/mcp.json b/template/mcp.json
new file mode 100644
index 000000000..9d8a228e3
--- /dev/null
+++ b/template/mcp.json
@@ -0,0 +1,88 @@
+{
+  "$schema": "../depends-data/mcp.schema.json",
+  "mcpServers": {
+    "demo_server": {
+      "description": "演示用的 MCP 服务器（无认证）",
+      "enabled": true,
+      "transport": {
+        "type": "streamable-http",
+        "url": "http://localhost:8000/mcp"
+      },
+      "auth": null,
+      "timeout": 30,
+      "retry": {
+        "max_retries": 3,
+        "retry_delay": 1
+      }
+    },
+    "bearer_auth_server": {
+      "description": "使用 Bearer Token 认证的服务器",
+      "enabled": false,
+      "transport": {
+        "type": "streamable-http",
+        "url": "https://api.example.com/mcp"
+      },
+      "auth": {
+        "type": "bearer",
+        "token": "your-secret-bearer-token-here"
+      },
+      "timeout": 30,
+      "retry": {
+        "max_retries": 3,
+        "retry_delay": 1
+      }
+    },
+    "oauth_server": {
+      "description": "使用 OAuth 认证的服务器",
+      "enabled": false,
+      "transport": {
+        "type": "streamable-http",
+        "url": "https://api.example.com/mcp"
+      },
+      "auth": {
+        "type": "oauth",
+        "client_id": "your-client-id",
+        "client_secret": "your-client-secret",
+        "token_url": "https://auth.example.com/oauth/token"
+      },
+      "timeout": 60,
+      "retry": {
+        "max_retries": 5,
+        "retry_delay": 2
+      }
+    },
+    "local_stdio_server": {
+      "description": "本地进程通过 stdio 通信的 MCP 服务器",
+      "enabled": false,
+      "transport": {
+        "type": "stdio",
+        "command": "python",
+        "args": [
+          "-m",
+          "my_mcp_server",
+          "--config",
+          "server_config.json"
+        ]
+      },
+      "timeout": 30
+    },
+    "node_stdio_server": {
+      "description": "Node.js MCP 服务器示例",
+      "enabled": false,
+      "transport": {
+        "type": "stdio",
+        "command": "node",
+        "args": [
+          "path/to/mcp-server.js"
+        ]
+      },
+      "timeout": 30
+    }
+  },
+  "global": {
+    "default_timeout": 30,
+    "max_concurrent_connections": 5,
+    "auto_reconnect": true,
+    "log_level": "INFO"
+  }
+}